£116,000 /Sale price

Shared OwnershipThis brand new home is available to buy from as little as £116,000 with a 40% share!Welcome to Constable Vale in Hadleigh, a friendly new community where getting your dream home can finally feel within reach. These beautifully designed 2 and 3 bedroom homes are available through Shared Ownership, making it easier and more affordable to take that exciting first step. With modern layouts, energy efficient features, and light filled living spaces, every home is built for comfort, style, and everyday ease. Whether you’re starting out on your own, moving in with a partner, or planning for a growing family, Constable Vale gives you the space to make a house truly feel like home.Set in the heart of the historic market town of Hadleigh, Constable Vale puts you right in the middle of a warm and welcoming community. The town’s charming high street is lined with independent shops, cafes, and everyday essentials, while a weekly market brings locals together for fresh produce and friendly chats. For families, there’s a great choice of local schools, plus parks, riverside walks, and the beautiful Suffolk countryside right on your doorstep. And with the Dedham Vale Area of Outstanding Natural Beauty just a short drive away, weekends can be filled with scenic walks, cosy pubs, and picture perfect views.Living at Constable Vale means enjoying a peaceful setting with great connections. The A12 is close by for easy journeys to Ipswich, Colchester, or even London. If you prefer the train, Ipswich and Sudbury stations are both within around 20 minutes by car, with direct services to the capital in just over an hour. Local buses make getting around simple, and if you’re heading further afield, Stansted Airport is about an hour’s drive away; perfect for those spontaneous weekend getaways.This brand new semi detached home features a spacious lounge/diner at the back of the house with a separate kitchen and a ground floor cloakroom. To the first floor are two double bedrooms and a bathroom. Externally is allocated parking and a garden.PRICING & AFFORDABILITYApproximate Size 861 sq ftFull Market Value: £290,00040% Share Price: £116,000 (rent £398.75pcm)50% Share Price: £145,000 (rent £332.29pcm)75% Share Price: £217,500 (rent £166.15pcm)Minimum 5% Mortgage Deposit (40% share): £5,800Approximate Service Charges: £66.62 pcm* Shared Ownership Lease: 990 yearsCouncil Tax Band: TBCELIGIBILITYShared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.At Constable Vale advertised shares start at a 40% share of your home (the maximum you can buy initially is 75%). When you’re ready, you can buy more shares until you staircase to owning 100% of your home.To be eligible for shared ownership you would need to meet the following criteria:• Your annual household income does not exceed £80,000.• You have a deposit of at least 5% of the share value• You do not own another property or have your name on the deeds or a mortgage for a property worldwide. • This will be your only residence.• You are a permanent UK resident or have indefinite right to remain.Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.**The property is sold off-plan. Images, computer-generated visuals and virtually dressed images are for illustrative purposes only and may include finishes, fittings, layouts or appliances that are not included in the sale. No specification is fixed or agreed at exchange of contracts and the design and specification may change at any time up to build completion. All details are indicative and purchasers must rely on the contract terms agreed at exchange.